terms & conditions Terms and Conditions (AGB) ---------------------------------------------------------------------------------------------------------- Payment Terms: Payment Methods The platform codebank.online accepts the following payment methods: Bank transfer (direct transfer) PayPal Cryptocurrencies, especially Bitcoin and Monero Klarna (invoice, installment purchase, immediate transfer) ---------------------------------------------------------------------------------------------------------- Payment Receipt Contract fulfillment occurs only upon complete receipt of payment. For cryptocurrencies, the time of confirmation on the respective blockchain is considered the receipt of payment. Cryptocurrency payments are final and cannot be reversed. Chargebacks and Payment Default In case of chargebacks, payment disputes, or payment default, codebank.online reserves the right to temporarily or permanently block access to digital content, reverse purchases, and initiate legal steps. This applies especially in cases of chargebacks for PayPal or Klarna payments. Fees Any fees, exchange rate losses, or transaction costs, especially for cryptocurrencies, are borne by the buyer. Jurisdiction and Applicable Law: The law of the Federal Republic of Germany applies. The exclusive place of jurisdiction for all disputes arising from or in connection with the use of codebank.online is, insofar as legally permissible, the operator’s registered office: Kontakt bei rechtlichen Fragen: E-Mail: info@codebank.online If individual provisions of this agreement are invalid, the validity of the remaining provisions remains unaffected. Disclaimer: codebank.online merely provides the platform infrastructure and assumes no liability for content provided by users on the platform. ---------------------------------------------------------------------------------------------------------- The platform is not liable for the legality, quality, security, or availability of the offered content. Providers are liable for their content themselves. There is no liability for technical malfunctions, outages, data loss, or other damages arising from use or impossibility of use of the platform. Since external linking on the platform is prohibited, codebank.online generally assumes no responsibility for external content or links. Scope of Application These Terms and Conditions apply to all users of the platform codebank.online. By registering or using the platform, you accept these conditions as binding. Usage Requirements Usage is permitted exclusively to persons over 18 years of age. Minors are excluded from usage. Subject of Contract The platform mediates digital content (e.g., source code) created and offered by users. Purchase occurs under the condition of a personal usage license. License Terms By purchasing code, you receive a non-transferable, personal license for use. Publication, distribution, or reproduction of the code—even in excerpts—is prohibited unless explicit written permission from the provider exists. The acquired license does not entitle resale or relicensing of the content. Any commercial use beyond the agreed license is prohibited. Unless the provider explicitly activates the checkbox for transfer of ownership during upload, all ownership rights remain fully with the seller. In such cases, buyers acquire only a usage license. License Monitoring and Abuse Prevention To protect our copyrights, we reserve the right to technically log accesses to purchased content. This includes in particular: IP address, License ID, Access time, Used device information. ---------------------------------------------------------------------------------------------------------- This data processing is based on our legitimate interest pursuant to Art. 6 Para. 1 lit. f GDPR. Automated Abuse and Technical Protection Measures Any automated redistribution, analysis, or reproduction of content by bots, crawlers, scripting, or AI-supported systems is prohibited without prior platform approval. The platform employs technical measures to detect and prevent such automated accesses. Prohibited are in particular: Systematic evaluation of source code by AI tools (e.g., LLMs, Ghidra, etc.), Mass or structured data requests (scraping), Automated purchases, interactions, or account registrations, Reverse engineering of the platform structure, Deriving or generating own content based on acquired content without rights holder consent. Violations lead to immediate account suspension, license revocation, and possible criminal or civil prosecution. Responsibility for Third-Party Content Providing users are obliged to ensure they hold rights to all submitted content. Especially when using third-party code (e.g., open-source libraries), respective license conditions must be complied with. The platform assumes no liability for illegally included content. Content Liability Disclaimer The platform only provides infrastructure for digital offers. It is not liable for legality, quality, or security of user-offered content. Providers are responsible for their content. Before using downloaded content, buyers must conduct security and functional tests in their own system environment. ---------------------------------------------------------------------------------------------------------- Payment, Chargebacks, and Blocking In case of chargebacks, payment disputes, or payment fraud, the platform reserves the right to temporarily or permanently block content access. Suspected cases are documented and possibly legally pursued. Exclusion of Right of Withdrawal for Digital Content Right of withdrawal for digital content: You have the right to withdraw your contract declaration within 14 days without giving reasons. However, this right expires prematurely once contract execution has begun and you have explicitly agreed to begin execution before the end of the withdrawal period and lose your withdrawal right as a result. In case of digital content not delivered on a physical medium (e.g., source code downloads), your withdrawal right expires upon the start of the download or access, provided you have explicitly consented before downloading. Explicit consent is given by clicking a checkbox before starting the download or use. Without this consent, the statutory withdrawal right applies. Availability and Backup The platform cannot guarantee permanent availability of content. Buyers are responsible for locally backing up purchased content. Permanent accessibility is not guaranteed. Identity Verification for Sellers Sellers are obliged to provide truthful identity information upon request. The platform reserves the right to request verification evidence, especially in copyright conflicts or suspicious behavior. Abuse and Consequences Upon justified suspicion of license abuse, especially unauthorized distribution, access can be blocked and legal steps initiated. No claim for refund exists in such cases. ---------------------------------------------------------------------------------------------------------- Mandatory Email Verification To ensure security and accountability, all users registering on codebank.online are required to verify their email address via a confirmation link sent during registration. Until the email is successfully verified, the user account remains limited in functionality and cannot be used to upload or sell content. Prohibition of False or Temporary Emails Use of false, temporary, disposable, or otherwise invalid email addresses during registration or for any platform-related communications is strictly prohibited. Users must provide a valid, regularly monitored email address that belongs to them. Consequences of Violation If codebank.online detects or reasonably suspects the use of false or disposable emails, the platform reserves the right to: Immediately suspend or delete the user account, Cancel or block any ongoing transactions or content uploads associated with the account, Refuse future registration or sales activities by the user, Take further legal action if necessary. User Responsibility Users are solely responsible for maintaining the accuracy and validity of their registered email addresses. Failure to keep contact details current may result in loss of access to platform services or purchases. Data Processing and Privacy The collection and processing of email addresses are conducted solely for the purposes of user identification, communication, and security measures, in accordance with applicable data protection laws and the platform’s Privacy Policy. ---------------------------------------------------------------------------------------------------------- Offer and Acceptance By placing an order on codebank.online, the buyer submits a legally binding offer to purchase the selected digital content. The contract is concluded when codebank.online confirms acceptance of the offer, either by immediate confirmation or by enabling access to the purchased content. Payment Methods and Obligations The buyer agrees to pay the full purchase price using the payment methods offered on the platform (e.g., bank transfer, PayPal, cryptocurrencies, Klarna). Only legitimate, authorized, and non-fraudulent payment instruments shall be used. Any payment attempt using stolen, unauthorized, or otherwise illicit payment methods constitutes a material breach of contract. Payment Confirmation and Delivery Delivery of digital content (e.g., download link or license activation) occurs only after complete receipt of payment. For cryptocurrency payments, delivery is triggered after blockchain confirmation. Until payment is fully received, no content access is granted. No Automatic Order Cancellation Orders are not automatically canceled by the platform in case of payment delay. However, codebank.online reserves the right to cancel or block access to content if payment is not received within a reasonable timeframe. Chargebacks and Payment Disputes In the event of chargebacks, payment disputes, or suspected fraud, codebank.online reserves the right to suspend or terminate user accounts, block content access, and pursue legal remedies. The buyer is responsible for all associated costs. Limitation of Liability and Gap Coverage Should any provisions of this Purchase Process or these Terms be found invalid, incomplete, or unenforceable, this shall not affect the validity of the remaining provisions. codebank.online expressly reserves the right to enforce all rights not explicitly stated herein to the fullest extent permitted by applicable law, including claims arising from gaps or unforeseen circumstances in these Terms ---------------------------------------------------------------------------------------------------------- Intended Use Use of content for unlawful purposes—e.g., development or support of hacking tools, malware, or unauthorized access—is strictly prohibited and leads to immediate exclusion. Prohibited Content and Linking It is strictly forbidden to publish or offer content on the platform that: Is sexually explicit, glorifies violence, or is otherwise disturbing, Links to external sales platforms, shops, or unauthorized third-party sites, Contains advertising for own or third-party projects without platform approval, Is connected to offshore businesses or non-transparent payment methods. ---------------------------------------------------------------------------------------------------------- Auctions and Uniqueness of Offers Only unique items may be sold at auctions. It is prohibited to auction website projects or content that is simultaneously or shortly afterward sold or published identically through other channels. Buyer Rights in Auctions Buyer rights in auctions correspond to those in regular purchases through the platform. This includes license clarity, functionality, and code security. Automatic Consent on Upload By uploading content, the seller automatically agrees to applicable license protection measures, technical controls, and abuse prevention. Selling via the platform is not possible without this consent. Reporting Violations Users may confidentially report violations at: feedback@codebank.online. The platform reviews each report and takes measures as needed. ---------------------------------------------------------------------------------------------------------- Changes The Terms and Conditions can be adjusted at any time. The version valid at the time of use applies. Technical Protection Measures and Sanctions for Abuse To ensure license protection and prevent unlawful use, we employ technical protection measures that detect and prevent automated accesses (e.g., bots, crawlers, scripting tools, or AI systems). Users explicitly consent to the application of such measures and access logging by uploading or purchasing content. Violations of the terms, especially automated redistribution, scraping, reverse engineering, or unauthorized reproduction, may lead to immediate account suspension, access rights withdrawal, and possible legal action. Prior warning may but need not be issued. ---------------------------------------------------------------------------------------------------------- Conclusion of Contract and Acknowledgment of the Terms By registering on codebank.online and with every purchase or download, you explicitly agree to these Terms and Conditions (AGB). The validity of deviating terms is excluded unless explicitly agreed in writing. Acceptance of the Terms is a prerequisite for platform use and is confirmed by actively clicking a checkbox ("I accept the Terms and Privacy Policy") before completing registration or purchase. Without this acceptance, platform use or purchase of digital content is not possible. ---------------------------------------------------------------------------------------------------------- Nutzungsbedingungen (Terms of Use) ---------------------------------------------------------------------------------------------------------- 1. Scope and Acceptance These Terms of Use ("Terms") govern your access to and use of this platform ("Platform"). By registering or using the Platform, you agree to be bound by these Terms. If you do not agree, do not use the Platform. 2. Minimum Age The Platform is only available to individuals who are at least 18 years old. Users under 18 years of age are strictly prohibited from using the Platform. Accounts found to belong to minors will be suspended or terminated immediately. 3. User Account and Security You agree to provide accurate, complete, and current information when creating an account. You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account. Unauthorized use of accounts is prohibited. 4. User Content and Conduct You agree not to post, upload, transmit, or otherwise make available any content that: Infringes intellectual property rights, including code theft or plagiarism Contains or distributes malware, viruses, Trojan horses, worms, ransomware, spyware, or any harmful or malicious code Provides instructions, tools, or software for unauthorized access, hacking, phishing, or illegal activities Is fraudulent, deceptive, defamatory, obscene, pornographic, hateful, threatening, or otherwise unlawful Includes counterfeit, forged, or misleading information or products Contains unsolicited advertising, spam, chain letters, or any unauthorized promotional material Violates any applicable laws, regulations, or third-party rights 5. Moderation and Enforcement The Platform reserves the right to monitor, review, remove, or disable any content or user accounts that violate these Terms without prior notice. Repeat or severe violations may result in permanent suspension and legal action. 6. Limitation of Liability The Platform provides a marketplace infrastructure only and is not responsible for the legality, quality, safety, or reliability of user-submitted content or transactions. The Platform disclaims all liability for damages resulting from the use or misuse of the Platform, including but not limited to damages from illegal content, malware, fraud, or hacking. 7. Intellectual Property Rights By submitting content to the Platform, you grant a worldwide, non-exclusive, royalty-free, sublicensable license to use, reproduce, modify, distribute, and display your content for the purpose of operating and promoting the Platform. You represent that you own or have obtained all necessary rights to the content you provide. 8. Privacy Your use of the Platform is subject to the Platform’s Privacy Policy, which describes how your personal information is collected, used, and protected. 9. Prohibited Advertising and Commercial Use Any form of advertising, marketing, spam, or commercial solicitation without explicit prior permission from the Platform is strictly prohibited and may result in immediate account suspension and legal consequences. 10. Protection of Minors Users under the age of 18 are not permitted to use the Platform. Guardians are responsible for preventing minors from accessing the Platform. The Platform is not liable for unauthorized use by minors. 11. Changes to Terms The Platform may update these Terms at any time without prior notice. Continued use after changes signifies acceptance of the new Terms. 12. Severability If any provision of these Terms is found invalid or unenforceable, the remaining provisions will continue in full force and effect. 13. Governing Law and Jurisdiction These Terms are governed by the laws of the applicable jurisdiction. Any disputes will be resolved exclusively in the courts competent for the Platform’s location. By using this Platform, you confirm that you have read, understood, and agreed to these Terms. Violations will be prosecuted to the fullest extent permitted by law. ---------------------------------------------------------------------------------------------------------- 1. Accurate Information and Product Description The provider is obligated to present all information about their offers truthfully, completely, and transparently. In particular, the title, description, scope of functionality, licensing terms, and media (screenshots, demo code, videos) must accurately reflect the actual properties of the offered code. Misleading, false, or deceptive information is prohibited. Offers that do not correspond to their description, such as “fake” code, non-functional, or manipulated code, are not permitted. The provider is liable for the accuracy of their information and responsible for any damages resulting from false or misleading information. 2. Fraud Detection and Prevention codebank.online reserves the right to review offers on a random basis or upon suspicion of fraud, without being obligated to do so. This may include the use of automated malware and quality scanning software (e.g., ClamAV). If fraud, forgery, or violations of the Terms are suspected, the offer may be blocked or deleted. Additionally, the user account may be temporarily or permanently suspended. The user agrees that in case of justified suspicion, all necessary logs and usage data (including IP addresses and transaction data) may be stored and disclosed to law enforcement authorities upon request. 3. Refund and Chargeback Policy in Case of Fraud In the event of justified fraud, there is no entitlement to a refund from codebank.online. The platform acts solely as an intermediary and does not guarantee the content or quality of offers. The platform supports affected buyers in reporting fraud cases and may block access to digital content. Buyers are encouraged to open a chargeback or dispute case with their payment provider (e.g., PayPal, Klarna). Invoices or refund claims by codebank.online against the seller will only be issued after thorough review and legal consultation. Such claims are made only in exceptional cases with appropriate evidence. 4. Reporting Violations Any user may report violations anonymously or openly (e.g., via email to feedback@codebank.online). The platform takes every report seriously and will take appropriate actions if necessary. 5. Disclaimer of Liability codebank.online assumes no liability for direct or indirect damages caused by faulty, fraudulent, or non-functional content. This includes data loss, operational failures, or consequential damages. By using the platform, the user confirms that they will test the code themselves before deploying it in any production environment. 6. Liability of Users for Consequential Damages Users are liable for any damages caused intentionally or through gross negligence. This includes but is not limited to financial losses, data loss, or operational disruptions resulting from false or misleading information provided by the user. 7. Consequences of Repeated Fraudulent Behavior In cases of repeated fraudulent activity or violations of these Terms, codebank.online reserves the right to permanently suspend or terminate the user account without prior notice. 8. Cooperation Obligation Users agree to fully cooperate with codebank.online during any investigations related to alleged violations, including providing requested information and access to relevant data. 9. Exclusion of Liability for Third-Party Actions codebank.online is not liable for damages caused by third parties, including other users. Users acknowledge that transactions and interactions with third parties are conducted at their own risk. 10.Legal Responsibility of Sellers Important Notice: To ensure full legal compliance and avoid potential liabilities, users who intend to sell software or code for profit should consider registering a business (e.g., trade license) before publishing any offers on this platform. codebank.online does not verify the legal status of its users or their offerings and disclaims any liability for consequences arising from non-compliance with local, national, or international business or tax regulations. Users are solely responsible for ensuring that their activity on the platform complies with all applicable laws in their jurisdiction. 11. Governing Authority of Terms In the event of any legal disputes, these Terms and Conditions constitute the binding agreement between the user and codebank.online. Any conflicting terms from users or third parties shall have no effect unless expressly agreed upon in writing. ---------------------------------------------------------------------------------------------------------- 1. Digital Product Delivery All products offered via CodeBank are digital software products provided exclusively by download. No physical delivery or shipment takes place. By purchasing, the buyer accepts that the product is delivered electronically and immediately upon purchase (subject to payment confirmation). 2. Payment Processing & Platform Fees 2.1 CodeBank acts as a platform intermediary facilitating payments between buyers and sellers via third-party payment processors, including PayPal and Stripe, using their Connect services. 2.2 The buyer pays the full purchase price via the platform. CodeBank deducts a commission fee of 10% from the seller’s payout before forwarding the remaining amount to the seller’s account. 2.3 CodeBank requires extended permissions from payment providers to access seller account information necessary for compliance, tax reporting, and payout processing. 2.4 Sellers acknowledge that CodeBank collects and processes personal data such as name, address, tax identification (including VAT ID), and banking details as required by PayPal, Stripe, and applicable law. 2.5 CodeBank may update its integration and data collection processes in compliance with evolving requirements from payment providers or legal obligations. 3. VAT / Taxation 3.1 All prices shown on CodeBank include applicable VAT where required by law. VAT is calculated based on the buyer’s billing address and tax status. 3.2 Buyers who are consumers pay VAT at the applicable local rate. 3.3 Business buyers supplying valid VAT IDs may be exempt from VAT where allowed by law, subject to verification. 3.4 Sellers must provide valid tax information, including VAT identification numbers, during seller verification (not at buyer registration). 3.5 CodeBank is obligated to report transaction and seller data to tax authorities where applicable. 3.6 Sellers are responsible for their own tax declarations and compliance with local laws. CodeBank provides invoices that comply with legal standards and include VAT details. 4. Seller Verification & Data Collection 4.1 Before sellers may offer products, they must complete a verification process submitting required documents, including tax information (VAT ID), proof of identity, and address verification. 4.2 CodeBank collects and securely stores seller data in compliance with applicable privacy laws (e.g., GDPR) and payment provider agreements. 4.3 This data is necessary to comply with anti-money laundering regulations, tax reporting obligations, and to operate payment processing via PayPal and Stripe Connect. 5. Liability and Compliance 5.1 CodeBank acts as a neutral marketplace and does not guarantee the quality, legality, or functionality of digital products offered by sellers. 5.2 Sellers warrant that their products comply with all applicable laws and regulations. 5.3 CodeBank disclaims liability for disputes arising between buyers and sellers, including tax liabilities or product defects. ---------------------------------------------------------------------------------------------------------- Data Collection and Processing by Google Analytics Use of Google Analytics We use the web analytics service Google Analytics provided by Google LLC, 1600 Amphitheatre Parkway, Mountain View, CA 94043, USA ("Google"). Google Analytics uses cookies, which are text files placed on your device, to help analyze how users use the website. Purpose of Data Processing The information generated by the cookie about your use of this website (including your anonymized IP address) is transmitted to and stored by Google on servers in the United States. We use this information to evaluate your use of the website, compile reports on website activity, and provide other services related to website and internet usage. Legal Basis and Consent The data processing takes place solely on the basis of your voluntary consent in accordance with Article 6(1)(a) of the GDPR. Your consent is obtained via our cookie consent management system. You may revoke your consent at any time with effect for the future. Anonymization We have activated IP anonymization ("anonymizeIp"), which means Google truncates your IP address within member states of the European Union or in other parties to the Agreement on the European Economic Area before storage or processing. Your full IP address will not be stored or processed. Data Retention and Sharing The data collected by Google Analytics is retained only as long as necessary for analysis purposes, but no longer than 14 months. Google is contractually obligated not to share the data with third parties unless required by law. Opt-Out and Revocation You can prevent Google Analytics from collecting data by clicking the following link: Google Analytics Opt-out Browser Add-on. Additionally, you can disable cookies in your browser settings; however, this may affect the functionality of our website. Data Processing on Our Behalf Google processes data as a data processor on our behalf and under our instructions. We have a data processing agreement with Google in accordance with Article 28 GDPR. More Information Further information on Google Analytics and data protection can be found in Google's Privacy Policy. Security Risks and Disclaimer of Liability Buyers and users of digital content are solely responsible for verifying the safety, integrity, and compatibility of the downloaded code within their own system environment. codebank.online assumes no liability for damages caused by faulty, malicious, or incompatible code, including but not limited to data loss, system failures, or security breaches. Backup and Responsibility for Data Loss codebank.online strives to maintain high availability of the platform and its content but does not guarantee permanent storage or accessibility of data. Buyers are responsible for independently backing up all purchased content. codebank.online accepts no liability for data loss or unavailability. Third-Party Rights and Seller Warranty Sellers warrant that they hold all necessary rights, licenses, and permissions to distribute and license the offered content and that such content does not infringe on the rights of third parties. In the event of any rights violations, sellers shall be solely liable for any resulting damages and shall indemnify codebank.online against any claims. Compliance with Export Controls and Sanctions Users and sellers agree to comply with all applicable national and international export control laws and economic sanctions. In particular, it is prohibited to sell content or services to persons, organizations, or countries subject to applicable sanctions or embargoes. To protect intellectual property rights and ensure legal compliance for both commercial and private sellers on CodeBank, a license is automatically embedded in every compilable project during the compilation process. This automatic license embedding applies to all products compiled via the multi-compiler build system as well as to standalone compilable projects that produce executable files or compiled binaries. This service aims to prevent unauthorized copying, distribution, or modification of source code and compiled binaries, clearly establish licensing rights associated with the delivered software products, provide legal security and protection for all users and sellers on the platform. By using CodeBank, sellers agree that their compilable projects will be automatically licensed through an embedded license during the build process. This license is an integral part of the distributed product and must not be removed or altered. Any attempt to circumvent or modify the embedded license constitutes a violation of the platform’s Terms of Use and may result in account suspension or legal action. Changes to Terms of Use codebank.online reserves the right to modify these Terms of Use at any time. Changes will be communicated to users in advance via email or a notification on the platform. Continued use of the platform after changes become effective constitutes acceptance of those changes.